公积金贷款,2011年7月7日起,年利率 4.9%;则月利率为r=4.9%/12=0.4083333333%;设贷款50万,贷30年,设每个月还D 万,则通过以下公式求D :50r 1D ...r 1D r 1D r 1D 123032=++++++++×)()()()(解得1-r 1r 1r 50D 12301230××++×=)()(=0.265363万附1人民币住房贷款利率表自2011.7.7日起执行每10,000元个人住房公积金贷款偿还金额(年)年利率%月利率‰到期利随本清(元)4.4503.708¥10,445.004.4503.708¥436.254924.4503.708¥297.245844.4503.708¥227.809814.4503.708¥186.202924.9004.083¥160.585884.9004.083¥140.869684.9004.083¥126.123654.9004.083¥114.690934.9004.083¥105.577404.9004.083¥98.150414.9004.083¥91.988194.9004.083¥86.798744.9004.083¥82.373484.9004.083¥78.559424.9004.083¥75.241844.9004.083¥72.332984.9004.083¥69.764584.9004.083¥67.482774.9004.083¥65.444404.9004.083¥63.614594.9004.083¥61.964744.9004.083¥60.471274.9004.083¥59.114484.9004.083¥57.877864.900 4.083¥56.74741